The difference between a Morgan 3-wheeler and a Reliant Robin is the relation of CoG to the triangle, and it’s height relative to the road. there are a few other factors to complicate matters.
The Morgan is low, the CoG is low and nearer the front and it has two wheels at the front.
The Robin has a single point at the front, and a very weight-forward design, and like all road vehicles, generates its steering forces at the front tyre contact patch, which coupled with braking forces (I guess old cross ply tyres, we‘re in the range of 0.5 to 0.8 g) can cause the thing to either lift a rear wheel, or go the whole hog. And, as you mention with your crosswind landing, the fact that the wheels are not in line causes moments in the other axis, and the castor-action of the steering becomes non existent when one back wheel is way above the road, which confuses the driver. And the driver & passengers form a not-inconsiderable proportion of the overall mass, and passengers in particular start to run around shouting “don’t panic” just when the driver needs to concentrate…
there are lots of “one at the front” designs which work passably well. Piaggio and Bajaj spring to mind, there are millions of them. There’s a YouTube of a near miss with a 3-wheeler van in which it swerves one way, doesn’t fall over by the skin of his teeth, and then swerves the other, rolls from 45 degrees one way to maybe 35 the other, and then settles back down. I hate to think how the contents were. Probably like a DPD van…
Returning to locomotives. If it were battery power, I’d mostly agree, but ensuring electrical contact, particularly in pre DCC days, was vital to any semblance of realism.
”He said ‘Jehovah’!”
”so did you!”